Whole Life Insurance

If you’re looking for a Life Insurance policy that builds cash value and will provide death benefit coverage for your “whole life” this may be the policy for you. Whole Life Insurance, in some cases is a vital part of someone’s financial plan. It provides a tax free cash accumulation account. Key features in a whole life policy are a guaranteed death benefit, guaranteed premiums, and guaranteed cash value that grows on a tax deferred basis. Often used in estate tax planning and business continuation, Whole Life Insurance in Bucks County is more expensive than term insurance but provides many more benefits. Creditor protection is another key feature in permanent life insurance policies, in some states permanent life insurance policies enjoy protection from the claims of creditors, including judgments made against you from frivolous lawsuits. Whole Life Insurance in Montgomery County is traditionally more expensive than term and U.L. Cash value is based on a declared interest rate and the ability of insurance company to pay a dividend. Dividends are not guaranteed. If you are interested in receiving a Whole Life Insurance Quote in Delaware County, Bucks County, or Montgomery County, get in touch with us today!

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